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When you purchase a bumper to bumper auto repair insurance policy, always pay attention to the fine print. This usually means hidden fees, penalties and limited coverage. One example is restrictions on what is paid to the service center. If they charge $75 per hour for labor, some policies only pay out $55 per hour. Check to make sure that you are aware of these limits and restrictions before they happen. Car Repair Insurance in Place of a Warranty Auto repair insurance products are basically very similar to warranties. One of the major differences is that a manufacturer's warranty, or the dealer's warranty, runs out at some point. Some car shoppers use auto repair insurance when buying an older vehicle, covering it in a similar way to more expensive vehicles that carry standard. This is a good thing for people who want the peace of mind they would get with a new car or a late model certified pre owned vehicle, but don't want the corresponding price tag that comes along with these warrantied vehicles. A Menu of Options Auto repair insurance policies are "À la carte," in that a driver can purchase an insurance policy for specific parts or systems, from the engine and transmission to different auto parts systems, such as an electrical system or brake system. A customized auto repair insurance policy can cover just what the driver is worried about, providing precise, effective coverage for specific mechanical breakdown situations.
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